Nsurable.com, Dowdell Insurance Agency & Farmers Insurance
Effective Date: 7/1/2024
Welcome to Nsurable.com, Dowdell Insurance Agency & Farmers Insurance. We value your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our services or visit our website.
2. Information We Collect
We may collect and process the following types of information:
Personal Identification Information: Name, address, email address, phone number, Social Security number, driver’s license number, and other identifiers.
Financial Information: Credit history, bank account details, payment card information, and income information.
Health Information: Medical history, health status, and other related information as required for insurance underwriting and claims processing.
Technical Data: IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access our website.
Usage Data: Information about how you use our website, products, and services.
Marketing and Communications Data: Your preferences in receiving marketing from us and your communication preferences.
3. How We Collect Your Data
We use different methods to collect data from and about you including:
Direct Interactions: You may provide us with your identity, contact, financial, and health data by filling in forms or corresponding with us by mail, phone, email, or otherwise.
Automated Technologies or Interactions: As you interact with our website, we may automatically collect technical data about your equipment, browsing actions, and patterns. We collect this personal data by using cookies, server logs, and other similar technologies.
Third Parties or Publicly Available Sources: We may receive personal data about you from various third parties and public sources, including healthcare providers, employers, and other insurance companies.
4. How We Use Your Data
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
To provide insurance quotes, underwrite policies, and manage claims.
To manage our relationship with you.
To administer and protect our business and this website.
To deliver relevant content and advertisements to you.
To use data analytics to improve our website, products/services, marketing, customer relationships, and experiences.
To make suggestions and recommendations to you about insurance products and services that may be of interest to you.
5. Data Sharing and Disclosure
We may share your personal data with:
Service Providers: To support our business operations, such as claims processing, payment processing, and IT services.
Legal Requirements: If required to do so by law or in response to a legal request.
Business Transfers: In connection with a merger, sale, or reorganization of our business.
Insurance Partners: Other insurance companies, reinsurers, and agents involved in the underwriting and claims processes.
6. International Data Transfers
Attention:
We will never share, trade or otherwise sell your personal information such as phone numbers and SMS consent to third parties under any circumstances.
We may transfer your personal data outside the European Economic Area (EEA). When we do, we ensure a similar degree of protection is afforded to it by implementing safeguards.
7. Data Security
We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way.
(How We Keep Your Personal Information Secured)
At Nsurable.com, Dowdell Insurance Agency & Farmers Insurance, we prioritize the security of your personal information and have implemented comprehensive measures to protect it. Here’s an overview of how we safeguard your data:
1. Data Encryption
Encryption in Transit: We use Secure Socket Layer (SSL) technology to encrypt data transmitted between your browser and our servers. This ensures that your data is secure during online transactions and communications.
Encryption at Rest: Sensitive personal information is stored using advanced encryption methods, ensuring that it remains protected even when stored on our servers.
2. Access Controls
Authentication: Access to personal data is restricted to authorized personnel only. We use robust authentication mechanisms, including multi-factor authentication (MFA), to verify the identity of users accessing sensitive information.
Role-Based Access: We implement role-based access controls (RBAC) to ensure that employees can only access the data necessary for their job functions. This minimizes the risk of unauthorized access.
3. Physical Security
Secure Facilities: Our data centers and offices are protected by physical security measures, including surveillance cameras, security personnel, and restricted access zones. Only authorized individuals can enter areas where personal data is stored.
Data Center Security: Our data centers adhere to strict security standards and are equipped with fire suppression systems, climate control, and backup power supplies to protect data from physical threats.
4. Network Security
Firewalls and Intrusion Detection Systems: We use firewalls and intrusion detection/prevention systems to monitor and protect our networks from unauthorized access and cyber threats.
Regular Security Audits: We conduct regular security audits and vulnerability assessments to identify and address potential security weaknesses.
5. Data Integrity and Availability
Regular Backups: We perform regular backups of our data to ensure that it can be restored in case of accidental loss or a security incident.
Disaster Recovery Plan: Our disaster recovery plan ensures that we can quickly recover and continue operations in the event of a major disruption.
6. Employee Training
Security Awareness: We provide regular training to our employees on data security best practices, including how to recognize phishing attempts and other cyber threats.
Confidentiality Agreements: All employees are required to sign confidentiality agreements and adhere to our data protection policies.
7. Third-Party Security
Vendor Management: We carefully select third-party service providers who demonstrate strong security practices. We require them to comply with our security standards and regularly review their security measures.
Data Sharing Agreements: We have data sharing agreements in place with our partners to ensure that your personal data is protected when shared with third parties.
8. Monitoring and Incident Response
Continuous Monitoring: We continuously monitor our systems for suspicious activity and potential security breaches.
Incident Response Plan: Our incident response plan outlines the steps we take in the event of a security breach, including notifying affected individuals and regulatory authorities as required by law.
9. Compliance with Legal and Regulatory Requirements
Data Protection Regulations: We comply with applicable data protection laws and regulations, including the GDPR, CCPA, and any specific regulations for the insurance industry.
Privacy Policy Updates: We regularly review and update our privacy policy to reflect changes in our data protection practices and legal requirements.
10. Your Role in Protecting Your Data
Password Security: Use strong, unique passwords for your accounts and avoid sharing them with others.
Be Vigilant: Be cautious of phishing attempts and other online scams. Report any suspicious activity to us immediately.
If you have any questions about our data security practices or need more information, please contact us at: nytmax@gmail.com Or, you can write to us at:
Dowdell Insurance Agency
Attn: Nsurable.com, Senior Privacy Officer
220 S Pacific Coast Highway Suite 101
Redondo Beach, CA 90278
USA
8. Data Retention
We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
9. Your Legal Rights
Depending on your location and the applicable data protection laws, you may have the following rights regarding your personal data:
The right to access.
The right to rectification.
The right to erasure.
The right to restrict processing.
The right to object to processing.
The right to data portability.
The right to withdraw consent.
10. Changes to This Privacy Policy
We may update this policy from time to time by posting a new version on our website. You should check this page occasionally to ensure you are happy with any changes.
11. Contact Us
If you have any questions, comments or concerns about this Notice, please e-mail our data protection officer at nytmax@gmail.com Or, you can write to us at:
Dowdell Insurance Agency
Attn: Nsurable.com, Senior Data Protection Officer
220 S Pacific Coast Highway Suite 101
Redondo Beach, CA 90278
USA
Ensure that this policy is reviewed by a legal professional to confirm compliance with all relevant laws and regulations, such as the GDPR, CCPA, and any specific regulations for the insurance industry
Nsurable™ - is a premier business & residential insurance agency service which allows consumers to quickly and effortlessly request quotes from TOP RATED INSURANCE COMPANIES. Nsurable gathers criteria from you TO OFFER QUOTES THAT YOU CAN CHOOSE FROM. Please note the lowest listed rates may not be available from all companies listed. Your rates may vary based on your coverage limits, deductibles, location and other variables. CA Insurance license number: 0G81612
NY Insurance license number: 1829884
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